Christopher Loftus is a seasoned banking litigation attorney who represents lenders and commercial creditors in a wide range of business and litigation matters. With a practice including both courtroom representation and regulatory counsel, Chris is a trusted advisor to financial institutions.
His litigation experience spans:
- Residential, commercial, and agricultural foreclosures
- Receiverships and equipment financing disputes
- Collateral recovery and loan workouts
- Creditors’ rights litigation in state, federal, and bankruptcy courts
Chris also counsels lenders on regulatory compliance and transactional matters, including:
- Consumer and commercial lending
- Secured and unsecured transactions
- Asset-based and real estate financing
- Loan documentation and mortgage enforceability
He is a frequent speaker on topics critical to financial institutions, including the Uniform Commercial Code, foreclosure strategy, and evolving state and federal banking regulations. Chris has also authored publications on key consumer finance laws such as the Fair Credit Reporting Act and the Dodd-Frank Act’s impact on mortgage lending.
Before joining Simmons Perrine PLC, Chris served as Associate General Counsel for the Minnesota Credit Union Network, where he advised credit unions on lending compliance, privacy, bankruptcy, and collections. He also practiced with a mid-sized Minneapolis law firm, representing clients across Minnesota, Iowa, and Nebraska in all stages of creditors’ rights litigation.